STATEMENT SAVINGS ACCOUNT FEATURES

• Opening Balance - $100
• Monthly Service Charge - $3
• Minimum Balance Service Charge Waiver * - $50 (Interest to be compounded and paid quarterly)
• On-line Banking - Free
• Mobile Banking ** - Free
• Transaction Limitations - 6 withdrawls allowed within the quarterly statement period
• Excess Activity Fee - $1 per transaction over the allowed limit
  
• Personalized deposits and withdrawal/transfer slips available- prices vary
  

* Minimum daily average balance.
** Message and data rates may apply. Please contact your mobile carrier for details.

The service fee information appearing in this schedule is effective as of August 1, 2010, and is subject to change.