Liquid and a decent rate...that's pretty tough to beat!

MONEY MARKET ACCOUNT(MMA) FEATURES

• Opening Balance - $2,500
• Monthly Service Charge - $15
• Minimum Balance Service Charge Waiver * - $2500 or E-Statements
• Identity Theft Protection Fee - $1.95/month
• Debit Card - Free
• On-line Banking - Free
• On-line Bill Pay - Free
• E-Statements - Free
• Mobile Banking ** - Free
• Interest Compounded and paid monthly
• No Deposit Limitations
• Transaction Limitations
  -6 per statement cycle. No more than three of the six transfers may be
    made by check, draft, debit card (if applicable) or similar order to a
    third party
  -$15 per item over Transaction Limitations
  
• Personalized checks-prices may vary
  

* Minimum daily average balance.
** Message and data rates may apply. Please contact your mobile carrier for details.

The service fee information appearing in this schedule is effective as of August 1, 2010, and is subject to change.