Unique to southeast Idaho -- is the ultimate convenience-and-protection checking account. With a range of valuable services that go beyond the traditional checking account, you will save money on your checking account charges, and enjoy the convenience of Elite membership.

ELITE ACCOUNT FEATURES

• Opening Balance - $100
• NO Minimum Balance
• Identity Theft Protection Fee - $1.95/month
• Debit Card - Free
• On-line Banking - Free
• On-line Bill Pay - Free
• E-Statements - Free
• Mobile Banking ** - Free
• Specialized Personal Club Checks (2 boxes free per year)
• Money Orders or Cashier's Checks (Limit of 6/Month)
• Discounts on Safe-Deposit Boxes
• Notary Service at No Charge
• Travelers Checks at no charge
• Additional Benefits - See the Elite Brochure for a complete listing of benefits

The cost of Elite membership is so reasonable, you'll save money on all of the services to which it gives you access:

• Elite Membership $5.95/Month
• Additional Membership $2.00/Month
• Senior Citizens $4.95/Month
• Additional Membership $1.50/Month

** Message and data rates may apply. Please contact your mobile carrier for details.

The service fee information appearing in this schedule is effective as of August 1, 2010, and is subject to change.