STATEMENT SAVINGS ACCOUNT FEATURES

• Opening Balance - $100
• Monthly Service Charge - $3
• Minimum Balance Service Charge Waiver * - $50
• On-line Banking - Free
• Mobile Banking ** - Free
• $50 Minimum Balance required for interest to be compounded and paid quarterly
• Transaction Limitations - 6 withdrawls allowed within the quarterly statement period
• Excess Activity Fee - $1 per transaction in excess of the 6 allowed
• Personalized deposits and withdrawal slips available- price may vary
  

* Minimum daily average balance.
** Message and data rates may apply. Please contact your mobile carrier for details.

The service fee information appearing in this schedule is effective as of August 1, 2010, and is subject to change.